If you’re a salaried employee in India, chances are you have a Provident Fund (PF) account managed by the Employees’ Provident Fund Organisation (EPFO). Your EPF account is not just a savings tool — it’s a secure retirement fund that grows with every paycheck. But do you know how to check your EPFO PF account details online?
In this article, we’ll guide you through how to access your EPF account, check your balance, view passbook entries, and update your UAN (Universal Account Number) information — all from the comfort of your home.
🔍 What Is EPFO and Why Your PF Account Matters?
The Employees’ Provident Fund Organisation (EPFO) is a statutory body under the Ministry of Labour and Employment, Government of India. It manages the EPF Scheme, where both the employee and employer contribute monthly towards a retirement corpus.
Why it matters:
- Provides financial security post-retirement
- Tax benefits under Section 80C
- Emergency withdrawal options (e.g. medical, housing)
🧾 Key Details Linked to Your EPFO PF Account
When you have an EPF account, the following details are essential:
- UAN (Universal Account Number) – A unique 12-digit number assigned to every member.
- Member ID – Tied to your employer.
- Employer & Employee Contributions
- EPF Passbook Entries
- Nominee Details
- KYC Status (Aadhaar, PAN, Bank details)
📲 How to Check EPFO PF Account Details Online
There are several ways to view your EPF account details online. Here’s how:
1. UMANG App
- Download the UMANG app (available on Android/iOS).
- Register using your mobile number linked with your UAN.
- Go to EPFO section → Tap on Employee Centric Services → Choose View Passbook.
- You can now see your balance, monthly contributions, and interest earned.
2. EPFO Member Portal
- Visit https://unifiedportal-mem.epfindia.gov.in/
- Login using your UAN and password.
- Navigate to:
- View → Passbook for contribution history
- Manage → KYC to update Aadhaar, PAN, and bank details
3. EPFO e-Sewa Portal
- Visit https://www.epfindia.gov.in/
- Click on For Employees → Services → Member Passbook
- Enter UAN and password to access passbook and statement
4. SMS Service
Send an SMS in this format:
EPFOHO UAN ENG to 7738299899
You will get your balance and UAN status (available in multiple languages).
5. Missed Call Service
Give a missed call from your registered mobile to 9966044425. You’ll receive an SMS with PF balance details.
✅ Why Checking Your PF Account Details Regularly Is Important
- Track contributions from your employer
- Identify discrepancies or missing months
- Ensure KYC compliance for smooth withdrawals
- Plan financially for retirement or emergency needs
🛠 Common Issues & Solutions
| Problem | Solution |
|---|---|
| Forgot UAN | Retrieve it via EPFO portal using PAN/Aadhaar |
| UAN not active | Ask your employer to activate or do it online |
| KYC not updated | Upload documents under the “Manage” section |
| Name mismatch | Request correction via your employer and submit supporting documents |
🧮 Bonus: How to Calculate Your EPF Balance
You can use the EPFO passbook or online calculators to estimate your total corpus, including:
- Employer contribution (3.67%)
- Employee contribution (12%)
- Interest accrued (annually credited by EPFO, currently 8.25% for FY 2024–25)
Final Conclusion
Your EPFO PF account is more than just a monthly deduction — it’s your financial backup and retirement safety net. Regularly checking your EPF account details online helps you stay informed, plan better, and avoid unpleasant surprises.
Make sure your UAN is active, your KYC is updated, and your passbook is accurate. Use official platforms like the UMANG app, EPFO portal, or SMS/missed call services for secure access.